Program highlight sheet
Commercial Equipment Dealer Program
Trifecta Business Group is a commercial loan brokerage and business consulting firm. Our dealer program gives equipment sellers a simple way to offer commercial financing at the point of sale. One advisor matches each buyer’s file to one lending desk at a time. The file is never sold or auctioned, and there is no hard credit pull to explore options.
Program at a glance
| Eligible buyers | U.S. and Canadian businesses buying equipment for commercial use. Not available for consumer purchases or businesses located in California. |
|---|---|
| Eligible equipment | New and used construction and heavy equipment, commercial trucks and trailers, machine tools, medical and dental, restaurant and other commercial equipment. Used equipment is reviewed by age and condition. |
| Structures | Equipment finance agreements and leases, as offered by our lending partners for the transaction. |
| Terms | Commonly 24 to 72 months. Actual term, rate and payment are set by the funder after review. |
| Buyer intake | About 3 minutes, plus upload. Larger transactions may need financial statements. |
| Fees to apply | No upfront application fee to explore options. Costs and terms are disclosed by the funder before the buyer commits. |
Dealer toolkit
- Private dealer portal with a tracked apply link and printable counter QR code.
- Point-of-sale payment estimator and pre-filled quote links for your reps.
- Deal status for every referred buyer, from application to funding.
- Full application on your website: paste one line of code on your inventory or financing page. Buyers apply without leaving your site, and each file is credited to you.
- Website Apply button and Financing Partner badge.
- Buyer documents go straight to our secure vault — your team never handles bank statements or tax returns.
Already have a financing partner? Keep it.
We work alongside your primary lender as a second look, not a replacement. When a buyer is passed over (newer business, thinner credit, older or used equipment, or a private-party purchase), send the file to us before the buyer walks. Smaller transactions can often be reviewed on an application and bank statements; your advisor confirms what a specific deal needs. Approval is never guaranteed.
From quote to funded invoice
1. Application received
Your buyer finished the short intake.
2. Under review
The matched equipment desk is reviewing the file.
3. Documents out
Closing documents were sent to your buyer to sign.
4. Delivery & acceptance
Deliver the equipment and confirm acceptance with the funder.
5. Funded
The funder pays your invoice per its funding instructions.
Tip: keep your W-9 and payment instructions on file with us so funding paperwork is ready when a deal is approved.
Partner agreements
Standard agreement: 20% of the broker commission Trifecta Business Group receives on a referred client’s initial funding, one-time per referral, paid by ACH within 3–5 business days after funding. No-fee agreement (0%): for dealers whose state, license or professional rules don’t allow referral fees — same tools and tracked link. Signed non-bank partners only.