Scale Your High-Growth Tech or SaaS Company Without Giving Up Equity.
Protect your capitalization table while locking in the capital required to scale your engineering team, acquire customers, or bridge your next venture round. Trifecta Business Group delivers elite, non-dilutive Revenue-Based Financing and Venture Debt structures tailored specifically for modern software, tech platforms, and high-growth innovators.
Zero equity dilution No personal guarantees required Repayments scale with your growth
Matched against 50+ lending partners to find your best terms.
Better Business Bureauaccredited business
See which funding options you qualify for
Four quick questions. No credit pull, no documents, no phone call to get started — just a clear read on where your business stands against 50+ lending partners. You can review the comparison tools immediately, then call or schedule time with our team for questions.
How fast do you need the funds?
Speed is one of the biggest factors in which product fits — the fastest options cost more, the slower ones cost less.
Your file is shopped across our full network, not one bank.
From a small working-capital bridge to major expansion capital.
Most complete files receive decisions inside two business days.
Basic intake takes 5–10 minutes; full financing files with documents 10–20. AI Autofill speeds it up.
Three steps from application to funded
Apply in 5–10 minutes
Tell us your revenue, time in business and how much you need. Soft credit pull only. Full financing files with documents run 10–20 minutes, and AI Autofill speeds it up.
We match your file
A funding advisor shops your profile across 50+ lending partners for the best structure and rate.
Review and get funded
Compare your offers with no obligation, sign digitally, and see funds—often within 24–48 hours.
Basic intake
- Business name, address and industry
- Ownership structure and owner details
- Annual revenue and time in business
- Contact info and how much you need
Full financing file
- Recent business bank statements
- Business tax returns
- A debt schedule, if you carry existing loans
- Any documents specific to your funding type
AI Autofill
- Add short notes in any application section
- Upload your documents and let AI map the fields
- Cut your completion time down significantly
- Reduce back-and-forth with your advisor later
Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.
Funding Built for the Modern Digital Economy
Traditional banks rarely understand digital enterprise metrics like recurring software revenue. We work with specialized fintech capital partners who evaluate unit economics, annual recurring revenue (ARR), and tax incentive claims to treat your innovation like the asset it is.
Revenue-Based Financing & Venture Debt
Built for software, tech platforms, and high-growth innovators that want capital without dilution.
- Enterprise Capital Scales
- Funding allocations ranging from $50,000 up to $10,000,000+.
- Adaptive Repayments
- Extended horizons up to 4 years featuring repayments that dynamically contract or expand with your monthly revenue metrics.
- Incentive Bridge Financing
- Advance capital against your confirmed, pending R&D or government tax credit claims (such as SR&ED) so you don't stall your build cycle.
Interactive Capital Estimator
Revenue-Based Financing (RBF) Capital Estimator
See how your payment obligations scale dynamically based on your real-time revenue cycles.
RBF Capital Estimator
Payments flex with your revenue — no fixed monthly bill.
RBF programs use fixed cost multipliers rather than compounding annual interest rates.
The percentage of daily/monthly sales allocated directly to clear the balance.
Precision Tech Underwriting Frameworks
We avoid old-school personal asset guarantees and focus directly on your core SaaS metrics and customer stability.
SaaS & Tech Platforms
$200k+ ARR ($15k+ MRR) alongside at least 5 active, paying enterprise clients.
Venture Debt Portfolios
$3M+ in normalized annual revenue backed by strong, sustainable unit economics.
Zero Dilution
No board seats, no giving up equity warrants, and no stressful personal guarantees required.
Where Non-Dilutive Capital Pays for Itself
Revenue-based financing works best when a dollar of capital reliably produces more than a dollar of contracted revenue. These are the plays our fintech partners fund most often.
Hire ahead of the roadmap
Bring engineers or implementation staff on months earlier so enterprise contracts ship on schedule instead of slipping a quarter.
Fund paid acquisition
Scale channels with a proven payback window without burning the runway you are holding for your next round.
Extend runway before a raise
Add six to twelve months of operating room so you negotiate your next round from traction rather than urgency.
Annual-prepay incentives
Finance the discount you offer for annual contracts and convert monthly subscribers into upfront cash.
Bridge R&D tax credits
Advance against confirmed SR&ED or R&D credit claims instead of waiting on the refund cycle.
Acquire a small competitor
Fund a tuck-in acquisition of a complementary product or book of recurring accounts.
What Underwriting Actually Looks At
Software companies are underwritten on contract quality, not collateral. Here is how partners size an offer and what moves the number up.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Recurring revenue quality
Monthly and annual recurring revenue, contract length, and the share of revenue under annual agreements set the base advance.
Retention and churn
Net revenue retention and logo churn tell partners how durable the repayment stream is. Improving retention often raises the offer more than raising price.
Unit economics
Customer acquisition cost, gross margin, and payback period show whether new capital compounds or leaks.
Concentration
A handful of large accounts is workable, but partners want at least five active paying clients so no single cancellation reshapes the file.
Repayment mechanics
You remit an agreed percentage of monthly revenue. Slow months shrink the payment automatically; strong months retire the balance faster.
What you keep
No equity, no warrants, no board seats, and no personal guarantee. Ownership and control stay exactly where they are.
Questions, Answered
Revenue-based financing repays as a percentage of monthly revenue and is usually sized against recurring revenue. Venture debt is a term facility, typically larger, and often layered alongside an equity round. We quote both and show you the total cost side by side.
Offers commonly land between three and six months of recurring revenue, and larger multiples are possible with strong retention and margins. Facilities run from $50,000 to $10,000,000 or more.
Non-dilutive capital does not change your cap table, and most institutional investors treat a clean, revenue-linked facility as ordinary growth financing. We keep the structure straightforward so diligence stays simple.
Plan on recent bank statements, a revenue or MRR report, your churn and retention numbers, and a current debt schedule. Uploading them at intake is what turns a preliminary look into a firm offer.
If you are below roughly $200,000 in annual recurring revenue, revenue-based financing is usually premature. In that case a working-capital facility or line of credit is often the better first step, and we will tell you plainly.
Instead of a fixed monthly bill, you pay a small percentage of your actual monthly revenue. If your sales slow down one month, your payment automatically scales down with it, protecting your runway.
No. This is completely non-dilutive capital. You retain full ownership, full corporate control, and zero equity changes to your cap table.
Apply for Growth Tech Financing
Get matched with fintech capital partners who read ARR and unit economics the way you do—and keep every share of your company.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Prefer to talk it through? Call 1.877.977.3015