Customer Financing

Close More Jobs & Fill Your Calendar by Offering Easy Customer Financing.

Don't let a homeowner delay a roof replacement or a patient decline a necessary procedure because of an unexpected price tag. Partner with Trifecta Business Group. Offer your customers flexible, instant consumer financing right at the kitchen counter or front desk. Boost your average ticket sizes, win more bids, and get paid 100% upfront while your customers pay over time.

Get approved in under 24 hours Rates starting at 0% Fits roofing, plumbing, HVAC, dental, and medical practices

Backed by a nationwide consumer lending network.

A roofing contractor showing a financing option on a tablet to a smiling homeowner at their kitchen counter
0% Promotional APR AvailableFunded in 24–48 HoursSoft Credit Pull
50+
Lending Partners

Your file is shopped across our full network, not one bank.

$10K–$5M
Funding Range

From a small working-capital bridge to major expansion capital.

24–48 hrs
Typical Approval

Most complete files receive decisions inside two business days.

5–10 min
Application Time

Basic intake takes 5–10 minutes; full financing files with documents 10–20. AI Autofill speeds it up.

How It Works

Three steps from application to funded

Start step one
01

Apply in 5–10 minutes

Tell us your revenue, time in business and how much you need. Soft credit pull only. Full financing files with documents run 10–20 minutes, and AI Autofill speeds it up.

02

We match your file

A funding advisor shops your profile across 50+ lending partners for the best structure and rate.

03

Review and get funded

Compare your offers with no obligation, sign digitally, and see funds—often within 24–48 hours.

Step 1 — 5–10 min

Basic intake

  • Business name, address and industry
  • Ownership structure and owner details
  • Annual revenue and time in business
  • Contact info and how much you need
Step 2 — 10–20 min

Full financing file

  • Recent business bank statements
  • Business tax returns
  • A debt schedule, if you carry existing loans
  • Any documents specific to your funding type
Speed it up

AI Autofill

  • Add short notes in any application section
  • Upload your documents and let AI map the fields
  • Cut your completion time down significantly
  • Reduce back-and-forth with your advisor later

Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.

Why Offer Financing

Why Top-Tier Contractors and Providers Offer Financing

High ticket prices trigger cash flow anxiety for consumers. By breaking a large invoice down into manageable monthly options, you change the conversation from “How can I afford this?” to “When can you start?”

01

Skyrocket Your Win Rate

Overcome price objections instantly. Offering financing increases project approval rates by up to 30%.

02

Get Paid 100% Upfront

The lending network funds your business directly within 24–48 hours of job completion. You carry zero risk if the customer defaults.

03

Frictionless Approvals

Customers scan a custom QR code on their phone, complete a 60-second application, and get a soft-pull credit decision instantly.

Custom Built for Your Industry

Custom Built for Your Industry

However your business serves its customers, consumer financing adapts to your workflow and removes the price-tag objection at the moment of decision.

Roofing & HVAC
Stop losing bids to cheaper competitors; let clients buy premium materials.
Full roof replacements, complete system changeouts.
Plumbing & Electrical
Turn emergency midnight stress into an affordable monthly plan.
Main line repipes, electrical panel upgrades.
Dental & Medical
Help patients move forward with treatment instead of delaying health needs.
Cosmetic dentistry, implants, out-of-pocket procedures.
Lead Capture & Onboarding

Activate Customer Financing for Your Business

Tell us a bit about your business below to unlock your custom consumer financing portal. Once submitted, you'll be taken straight to your portal to finish setting up.

Industry Type

Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.

Takes about a minute. Your details are captured, then you'll be forwarded to your financing portal. Prefer to talk? Call 1.877.977.3015.

By submitting, you agree that Trifecta Business Group and its funding partners may contact you by phone, email, or text message (including via automated technology) about your inquiry. Consent is not a condition of funding. Message and data rates may apply.

Frequently Asked Questions

Questions, Answered

The lender network handles everything. Your business is paid 100% upfront as soon as the job is marked complete or the treatment is rendered. If a customer misses a payment later, it has zero impact on your business or your funds.

Our consumer network features a massive spectrum of programs, underwriting everything from prime 550+ credit scores (with 0% promotional APR options) down to subprime and second-chance tiers, giving you the highest overall approval coverage.

Once you submit the form above and register your profile, approval takes less than 24 hours. You can start sending financing text links and using payment QR codes the very next day.

Offer Financing Today

Unlock Your Consumer Financing Portal Link Today

Fill out the short form above and you'll be taken straight to your portal to finish setting up financing for your customers.

Prefer to talk it through? Call 1.877.977.3015

⚠ Important Financial Disclosures & Legal Compliance Notice

Informational & Analytical Purposes Only: All interactive calculators, estimation tools, text graphics, and software models provided on this landing page are intended exclusively for illustrative, informational, and preliminary analytical business budgeting purposes. Calculations, potential returns, interest factors, cash advances, and loan payment projections displayed by these tools are theoretical mathematical simulations based on user input parameters and do not represent verified financial advice, binding legal agreements, guaranteed contract conditions, or an official commitment or offer to extend commercial credit or financing.

Underwriting & Credit Approval Profiles: Actual funding approvals, transactional factor rates, loan-to-value (LTV) limits, advance distribution margins, loan durations, and legal terms fluctuate dynamically based on rigorous independent underwriting evaluation criteria. These evaluations include, but are not limited to, verifiable historical business cash flow structures, bank deposit frequencies, corporate merchant credit score, time in operation, asset evaluations, industry risk profiles, and macroeconomic market constraints. Not all applying business entities or applicants will satisfy standard criteria or qualify for peak premium advertised funding limits, rates, or programs.

Commercial Lending Limitation: The products, alternative capital options, and commercial services outlined on this website are explicitly designed for commercial, business, operational expansion, and investment purposes only. These services are completely prohibited from being utilized for personal, family, home residential consumer mortgage financing, or household consumption use.

© 2026 Trifecta Business Group, LLC. All rights reserved. Alternative commercial funding structures and loan products may be issued, processed, or backed through our strategic network of certified partner financial institutions, proprietary institutional investors, or specialized asset lenders. Rates, structural terms, and operational program limits are subject to modifications or suspension at any time without advance written notification.

Our Passion, Your Growth

Bring us the goal. We’ll help clarify the route.

Trifecta Business Group