Flexible E-commerce Funding & Scaling Capital
Secure high-volume working capital to scale your ad accounts, bulk-order inventory, and unlock exponential store revenue—without equity dilution or personal asset liens.
Zero hard collateral Revenue-linked repayments Funding up to $1M+
Matched against 50+ lending partners to find your best terms.
Better Business Bureauaccredited business
See which funding options you qualify for
Four quick questions. No credit pull, no documents, no phone call to get started — just a clear read on where your business stands against 50+ lending partners. You can review the comparison tools immediately, then call or schedule time with our team for questions.
How fast do you need the funds?
Speed is one of the biggest factors in which product fits — the fastest options cost more, the slower ones cost less.
Your file is shopped across our full network, not one bank.
From a small working-capital bridge to major expansion capital.
Most complete files receive decisions inside two business days.
Basic intake takes 5–10 minutes; full financing files with documents 10–20. AI Autofill speeds it up.
Three steps from application to funded
Apply in 5–10 minutes
Tell us your revenue, time in business and how much you need. Soft credit pull only. Full financing files with documents run 10–20 minutes, and AI Autofill speeds it up.
We match your file
A funding advisor shops your profile across 50+ lending partners for the best structure and rate.
Review and get funded
Compare your offers with no obligation, sign digitally, and see funds—often within 24–48 hours.
Basic intake
- Business name, address and industry
- Ownership structure and owner details
- Annual revenue and time in business
- Contact info and how much you need
Full financing file
- Recent business bank statements
- Business tax returns
- A debt schedule, if you carry existing loans
- Any documents specific to your funding type
AI Autofill
- Add short notes in any application section
- Upload your documents and let AI map the fields
- Cut your completion time down significantly
- Reduce back-and-forth with your advisor later
Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.
Non-Dilutive Growth Capital Built for Digital Brands
Traditional banking models don't understand the cash flow reality of digital brands. Our structured e-commerce financing programs look straight at your connected store's processing history, offering rapid merchant capital to scale operations when consumer demand spikes.
Bulk Inventory Procurement
Lower your cost-of-goods-sold by unlocking volume price tiers with overseas suppliers.
- Use of Funds
- Volume inventory orders that unlock deeper supplier pricing tiers.
- Impact
- Lower COGS and stronger margins on every unit sold.
Scale High-ROI Ad Spend
Inject programmatic daily capital into Meta, Google, and TikTok ad accounts during key scaling windows.
- Use of Funds
- Daily ad spend injections during proven scaling windows.
- Impact
- Compound winning campaigns without pausing for cash flow.
Q4 Supply Chain Security
Prevent catastrophic inventory stockouts during peak holiday shopping surges.
- Use of Funds
- Pre-season inventory build and freight for holiday demand.
- Impact
- Stay in stock when consumer demand spikes hardest.
E-commerce Inventory & Ad Spend ROI Estimator
Calculate your projected storefront revenue scaling cap before finalizing your deployment strategy. Adjust the capital injection and your blended return on ad spend to see the revenue potential update in real time.
Growth Parameters
Enter your target capital injection and average blended ROAS to project gross storefront revenue.
Projection is an estimate for planning purposes; actual results vary by store, margins, and ad performance.
Frictionless Integrations, Dynamic Offers
Approvals anchored to your real store performance—not outdated banking checklists.
Instant Processing Approvals
Secure standard funding approvals based directly on trailing merchant processing verification.
Revenue-Linked Repayments
Pay back flexibly based on a small daily percentage of your real sales volume—if sales slow down, payments scale down automatically.
Zero Hard Collateral
Qualify for up to $1M+ completely free of corporate real estate block liens.
Store-First Underwriting
Your connected store's processing history drives the offer—not just a credit score.
Questions, Answered
It's non-dilutive growth capital designed for digital brands. Instead of demanding hard collateral, approvals look at your connected store's processing history, so Shopify, Amazon, and WooCommerce sellers can fund inventory and ad spend based on real sales performance.
You repay through a small daily percentage of your real sales volume. When sales slow down, payments scale down automatically—so the funding flexes with your store instead of straining it.
Qualified stores can access up to $1M+ with zero hard collateral and no corporate real estate block liens. Your trailing merchant processing history drives the offer size.
Yes. Most digital brands split their capital between bulk inventory procurement—lowering cost-of-goods-sold—and programmatic daily injections into Meta, Google, and TikTok ad accounts during scaling windows.
Unlock Your Store's Growth Funding Limits
One 3-minute application, a soft credit pull, and 50+ lending partners competing for your business—with capital structured around your real sales volume.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Prefer to talk it through? Call 1.877.977.3015