Flexible Medical Practice Loans & Healthcare Financing
Secure the capital your practice needs to expand, acquire medical equipment, or bridge insurance reimbursement gaps—without the delays of traditional banks.
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No hard credit pull About 3 minutes, plus upload One advisor, one matched lender
Matched to the right lender — one at a time, no hard credit pull to explore.
BBB profile &Chamber member
Our borrower standard
Borrower Protection Standards
One advisor, one matched lender
Your file goes to one lender at a time — never broadcast or auctioned.
Never sold to lead lists
Your information and documents are not sold to lead buyers.
No hard credit pull to explore
No hard credit pull to explore your options.
Commercial only, costs explained
Business-purpose financing; we walk through costs and payoff before you sign.
See which funding options you qualify for
Four quick questions. No hard credit pull, no documents, no phone call to get started — just a clear read on where your business stands against our lending partners. You can review the comparison tools immediately, then call or schedule time with our team for questions.
How fast do you need the funds?
Speed is one of the biggest factors in which product fits — the fastest options cost more, the slower ones cost less.
One advisor, one lender at a time. Your file is never sold or auctioned.
From a small working-capital bridge to major expansion capital.
Approval, rates and timing depend on underwriting and are never guaranteed.
Basic intake takes about 3 minutes, plus upload separately.
Three steps from application to funded
Apply — about 3 minutes, plus upload
Tell us your revenue, time in business and how much you need. About 3 minutes, plus upload. No hard credit pull to explore.
We match your file
A funding advisor matches your file to one suitable lender at a time, with your consent.
Review and get funded
Review any available terms with no obligation. Approval, rates and timing are never guaranteed.
Basic intake
- Business name, address and industry
- Ownership structure and owner details
- Annual revenue and time in business
- Contact info and how much you need
Full financing file
- Recent business bank statements
- Business tax returns
- A debt schedule, if you carry existing loans
- Any documents specific to your funding type
AI Autofill
- Add short notes in any application section
- Upload your documents and let AI map the fields
- Cut your completion time down significantly
- Reduce back-and-forth with your advisor later
Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.
Tailored Capital to Grow Your Healthcare Practice
Managing a medical practice requires balancing complex operational cash flows with high-ticket equipment demands. Our specialized healthcare financing programs provide rapid, flexible capital designed around your practice's monthly revenue.
Practice Acquisitions
Secure capital for partner buy-ins or expanding to a new clinical location.
- Use of Funds
- Partner buy-ins, new locations, and practice acquisitions.
- Funding Speed
- Timing depends on the program and the lender, with flexible repayment.
Advanced Equipment
Finance state-of-the-art diagnostic machinery, dental chairs, or software systems.
- Use of Funds
- Diagnostic machinery, dental chairs, imaging, and software.
- Funding Speed
- Preserve working capital while upgrading technology.
Working Capital
Smooth out seasonal fluctuations or slow-paying insurance receivables effortlessly.
- Use of Funds
- Bridge insurance reimbursement gaps and seasonal dips.
- Funding Speed
- Fast, unsecured capital matched to monthly revenue.
Medical Equipment ROI Estimator
See if your new technology pays for itself before you apply. Adjust the inputs to estimate the added monthly net profit a new equipment investment could generate for your practice.
Estimate Your Returns
Adjust each value to see your projected monthly net profit update instantly.
✓ Profitable investment structure.
Gross monthly revenue: $3,000 · Finance payment: $1,500
Simple Eligibility, Clear Next Steps
Healthcare practices deserve financing that moves at the speed of care. We strip away the red tape of corporate institutional banks.
Approval Timelines
Timing depends on the program and the lender; many working-capital files move quickly, real estate takes longer.
Flexible Terms
Structured repayment options matching your practice's unique cash flow cycles.
Minimal Paperwork
Apply without the mountains of red tape demanded by corporate institutional banks.
No Hard Credit Pull
No hard credit pull to explore your options.
Questions, Answered
The application takes about 3 minutes, plus upload separately. Review, approval and funding timing depend on your documents and the program; no funding timeline is guaranteed.
No. Our initial application has no hard credit pull to explore your options. A lender may run credit later, only if you choose to move forward. Credit score guide →
Yes. Equipment financing is a core use of funds—diagnostic machinery, dental chairs, imaging systems, and practice management software all qualify. Equipment financing →
Our working capital programs are built to bridge slow-paying insurance receivables and seasonal dips, so your practice never stalls waiting on reimbursements. Working capital →
MedFloat™
How much cash is stuck waiting on insurers?
Enter monthly claims billed and how long payers take. We'll show the cash tied up in receivables, what denials cost, and whether your cash covers payroll through the wait.
Cash tied up in receivables
$270,000
Denied / delayed each month
$14,400
Days of overhead covered
23 of 45
Est. shortfall through the wait
$90,000
Simple model: assumes even monthly billing and overhead. Estimates only.
Educational estimate only — not an offer, approval, or rate quote. Our lending partners set final terms after underwriting.
Terms & abbreviations
- A/R
- Accounts receivable — claims billed but not yet paid.
- Days in A/R
- Average days from billing a claim to getting paid. Under 40 is generally healthy.
- Float
- Cash the practice has earned but can't use yet because payers haven't paid.
- Denial rate
- Share of claims rejected or returned for rework, delaying payment further.
- Payer
- The insurer or government program (e.g. Medicare, Medicaid) that pays the claim.
- Receivables financing
- Funding that advances against expected claim payments.
- Overhead
- Payroll, rent, supplies and other fixed monthly costs.
Apply for Healthcare Financing Today
The application takes about 3 minutes, plus upload separately. No hard credit pull to explore; one advisor matches your file to one suitable lender. Approval, rates and timing are never guaranteed.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review involves no hard credit pull to explore your options.
Prefer to talk it through? Call 1.877.977.3015