Straight answers about business funding
No jargon, no sales spin. These guides explain how lenders read your file, what capital really costs, and how long funding actually takes—so you can walk into the process informed.
What Credit Score Do You Need for a Business Loan?
The real credit score ranges lenders use, what matters more than your FICO, and how to qualify when your score is under 600.
Read the guideCost of Capital · 7 min readFactor Rate vs. APR: How to Compare Funding Offers Honestly
Why a 1.25 factor rate is not 25% interest, how to convert a factor rate to an annualized cost, and the questions to ask before you sign.
Read the guideProcess · 5 min readHow Fast Can You Actually Get a Business Loan?
Realistic funding timelines by product—from same-day advances to 30-90 day SBA closings—and how to speed yours up.
Read the guideReady to see real numbers instead of ranges?
Start a 3-minute application and a funding advisor will shop your file across 50+ lending partners. Soft credit pull only.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Prefer to talk it through? Call 1.877.977.3015