Straight answers about business funding
No jargon, no sales spin. These guides explain how lenders read your file, what capital really costs, and how long funding actually takes—so you can walk into the process informed.
What Credit Score Do You Need for a Business Loan?
What credit score you need for a business loan: the ranges lenders commonly use, what matters more than your FICO, and options when your score is under 600.
Read the guideCost of Capital · 7 min readFactor Rate vs. APR: How to Compare Funding Offers Honestly
Factor rate vs. APR: why a 1.25 factor rate is not 25% interest, how to convert a factor rate to an annualized cost, and what to ask before you sign.
Read the guideProcess · 5 min readHow Fast Can You Actually Get a Business Loan?
How long a business loan takes depends on the program and the lender. Compare products, see what usually causes delays, and how to prepare a cleaner file.
Read the guideReady to see real numbers instead of ranges?
The application takes about 3 minutes, plus upload separately. One advisor matches your file to one suitable lender. No hard credit pull to explore.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review involves no hard credit pull to explore your options.
Prefer to talk it through? Call 1.877.977.3015