Small business loans in New Brunswick.
New Brunswick's businesses span forestry, food processing, logistics and a growing cybersecurity and IT scene in Fredericton and Moncton.
Equipment financing and term loans suit forestry and processing operators, and SR&ED advances suit software companies.
Canada funding tools
Run your numbers in Canadian dollars
Equipment & term loan calculator (CAD)
Sales tax pre-loaded: 15% HST.
- Sales tax
- $15,000
- Amount financed
- $115,000
- Est. monthly payment
- $2,917
- Est. total repaid
- $140,001
Estimate only. Your actual rate and term depend on the lending partner and your file.
Estimates only. Actual rates, advance amounts and terms depend on the lending partner and your file.
Term loans & working capital
$5,000 – $800,000
A fixed-term lump sum for payroll, inventory, a hiring push or a gap between contracts.
Business lines of credit
$10,000 – $800,000
A revolving limit you draw on when you need it and pay interest only on what you use.
Revenue-based financing & growth capital
Sized to monthly sales
Non-dilutive capital repaid as a share of revenue, so payments flex with a slow month.
Equipment financing & asset-backed lending
Up to $15M – $20M
Loans, leases and bridge financing secured by machinery, equipment or commercial real estate.
Grant & SR&ED tax credit advances
Based on approved credits
Get cash now against Scientific Research and Experimental Development credits or approved government grants, instead of waiting for the refund.
SaaS & venture debt
Based on recurring revenue
Growth capital for subscription and tech companies without giving up equity.
Invoice factoring
Based on receivables
Turn unpaid B2B invoices into cash within days instead of waiting 30–90 days.
Other provinces: Ontario · British Columbia · Alberta · Quebec · Manitoba · Saskatchewan · Nova Scotia · Newfoundland and Labrador · Prince Edward Island · Yukon · Northwest Territories · Nunavut
How it works
Four steps, handled online and by phone
- 01
Apply online
One 5–10 minute application in English, from anywhere in Canada.
- 02
We match your file
We compare your business with our lending partners that fund your province and program.
- 03
Review offers
See amounts, terms and costs side by side before you commit to anything.
- 04
Get funded
Sign electronically. Many working capital files fund in days.
What to have ready
- ✓Business Number (BN) and articles of incorporation
- ✓3–6 months of business bank statements
- ✓Most recent year-end financial statements or T2 return
- ✓Government-issued ID for each owner
- ✓Equipment quote or invoice (equipment files)
- ✓Accounts receivable aging (factoring files)
- ✓SR&ED claim or filed T661 (tax credit advances)
- ✓Grant approval letter (grant advances)
Questions
Canada funding FAQs
Do you fund businesses in every province? +
Yes. Our lending partners cover all 10 provinces and 3 territories. A few revenue-based programs don't lend in Quebec, so we match Quebec files only with programs that do.
Are amounts in Canadian dollars? +
Yes. Every Canada program is quoted and funded in CAD, from $5,000 working capital up to large asset-backed facilities.
Is this personal or consumer lending? +
No. Trifecta Business Group arranges commercial financing only, for incorporated businesses and sole proprietors using funds for business purposes.
Does applying affect my credit? +
Starting an application doesn't commit you to anything. Any credit check is explained before it happens.
Can I get an advance on my SR&ED refund? +
Often, yes. Some lending partners advance a portion of an expected SR&ED credit or approved grant so you don't have to wait for the refund.
Is the U.S. SBA program available in Canada? +
No. The SBA is U.S.-only. We can talk you through the Canada Small Business Financing Program if a government-backed loan fits better.
Funding for New Brunswick businesses
One application, matched with the lending partners that fund businesses in your province.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Prefer to talk it through? Call 1.877.977.3015
Amounts shown in Canadian dollars. Figures are general planning estimates, not tax, legal or financial advice. Program availability, rates, terms and amounts depend on the lending partner and your business profile, and applying does not guarantee approval. Commercial financing only.
⚠ Important Financial Disclosures & Legal Compliance Notice
Informational & Analytical Purposes Only: All interactive calculators, estimation tools, text graphics, and software models provided on this landing page are intended exclusively for illustrative, informational, and preliminary analytical business budgeting purposes. Calculations, potential returns, interest factors, cash advances, and loan payment projections displayed by these tools are theoretical mathematical simulations based on user input parameters and do not represent verified financial advice, binding legal agreements, guaranteed contract conditions, or an official commitment or offer to extend commercial credit or financing.
Underwriting & Credit Approval Profiles: Actual funding approvals, transactional factor rates, loan-to-value (LTV) limits, advance distribution margins, loan durations, and legal terms fluctuate dynamically based on rigorous independent underwriting evaluation criteria. These evaluations include, but are not limited to, verifiable historical business cash flow structures, bank deposit frequencies, corporate merchant credit score, time in operation, asset evaluations, industry risk profiles, and macroeconomic market constraints. Not all applying business entities or applicants will satisfy standard criteria or qualify for peak premium advertised funding limits, rates, or programs.
Commercial Lending Limitation: The products, alternative capital options, and commercial services outlined on this website are explicitly designed for commercial, business, operational expansion, and investment purposes only. These services are completely prohibited from being utilized for personal, family, home residential consumer mortgage financing, or household consumption use.
© 2026 Trifecta Business Group, LLC. All rights reserved. Alternative commercial funding structures and loan products may be issued, processed, or backed through our strategic network of certified partner financial institutions, proprietary institutional investors, or specialized asset lenders. Rates, structural terms, and operational program limits are subject to modifications or suspension at any time without advance written notification.