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This page is for businesses that sell commercial equipment. Buying equipment for your own business? See equipment financing →

Commercial equipment on a dealer lot
Equipment vendor & dealer program

Trifecta Business Group

Equipment Dealer Financing: Turn More Quotes into Delivered Invoices

Offer commercial financing at the counter, on your quotes and on your website.

Your buyer applies in about 3 minutes, plus upload. One advisor matches the file to one equipment lender, and you can follow the deal from application to funding.

Commercial financing only · No hard credit pull to explore your options

What dealers get

A point-of-sale financing program without adding staff

Quote with financing

A tracked apply link, counter QR code and the full application on your own website, plus a payment estimator to show the monthly number.

Follow every deal

Your private portal shows each referred buyer’s stage: received, under review, documents out, delivery & acceptance, funded.

Protect your buyer

One advisor and one matched lender at a time. The file is never sold or shopped, and there is no hard credit pull to explore options.

Already have a finance partner?

Keep them. We’re the second look.

We don’t replace your primary lender. When a commercial buyer gets passed over, send the file to us before the sale walks. Your advisor checks whether one matched lender will review it.

  • Newer businesses
  • Thinner or rebuilding credit
  • Older or used equipment
  • Private-party and auction purchases

Smaller transactions can often be reviewed on an application and bank statements; your advisor confirms what each deal needs. Approval is never guaranteed.

Point-of-sale estimator

Show the monthly number before the buyer leaves

Printable quote slip with a counter QR code: set the price and term, then tap “Print quote slip.” Your buyer scans the code and the application opens with the equipment details filled in.

Illustrative monthly payment

$1,975

About $65 per day · $75,000 financed over 48 months

Estimate only, using the rate you chose. Not an offer, approval or quote of terms. Actual rate, term and payment are set by the funder after review, and approval is never guaranteed. Commercial use only.

How it works

From quote to funded invoice

  1. 1

    Application received

    Your buyer finished the short intake.

  2. 2

    Under review

    The matched equipment desk is reviewing the file.

  3. 3

    Documents out

    Closing documents were sent to your buyer to sign.

  4. 4

    Delivery & acceptance

    Deliver the equipment and confirm acceptance with the funder.

  5. 5

    Funded

    The funder pays your invoice per its funding instructions.

Our borrower standard: your buyers work with one advisor and one matched lender. Their file is never sold, and there is no hard credit pull to explore options. Read our protection standards →

Program highlight sheet

A one-page reference for your sales desk and finance manager. Print it or save it as a PDF.

Open the highlight sheet
Enroll

Set up your dealership

Tell us about your dealership. We verify your business before onboarding. Private dealer materials are released only after verification and a signed, approved agreement. Commercial sales only.

Frequently asked questions

A clearer path to the next step

Who is the dealer program for?

Businesses that sell commercial equipment to other businesses: construction and heavy equipment, commercial trucks and trailers, machine tools, medical and dental equipment, restaurant equipment and similar commercial assets. Consumer purchases are not eligible.

Do you send my buyer’s file to several lenders at once?

No. One advisor matches each buyer’s file to one lender at a time. The file is never sold or auctioned, and there is no hard credit pull to explore options.

How does the dealer get paid for the equipment?

When a transaction is approved and closed, the funder pays the equipment invoice according to its funding instructions, typically after delivery and acceptance is confirmed. Having your W-9 and payment instructions on file ahead of time helps avoid avoidable delays. Timing is set by the funder and is not guaranteed.

Is there a fee for the dealer or the buyer to apply?

There is no upfront application fee to explore options. If a buyer proceeds, costs and terms are explained by the funder before they commit.

Can dealers earn a referral fee?

Signed non-bank partners can choose the standard agreement — 20% of the broker commission Trifecta Business Group receives on a referred client’s initial funding, paid by ACH within 3–5 business days after funding — or the 0% no-fee agreement where state, license or professional rules don’t allow referral fees. The 20% agreement is available only to CPAs, bookkeepers, tax preparers, fractional CFOs, business coaches/consultants, marketing agencies, B2B services providers, equipment dealers/vendors and CDL schools; real estate agents and brokers, business brokers and insurance agents can refer on a no-fee basis only.

Do you work with dealers in every state?

We do not currently arrange commercial financing for businesses located in California. Some other states have product or size limits; your advisor will confirm what applies to a specific transaction.

Ready to sign the partner agreement?

Choose the 20% agreement where your rules allow, or the 0% no-fee agreement with the same tools, tracked link and website application. Either way, the funder pays your equipment invoice when an approved deal closes.

See the partner program →

⚠ Important Financial Disclosures & Legal Compliance Notice

Informational & Analytical Purposes Only: All interactive calculators, estimation tools, text graphics, and software models provided on this landing page are intended exclusively for illustrative, informational, and preliminary analytical business budgeting purposes. Calculations, potential returns, interest factors, cash advances, and loan payment projections displayed by these tools are theoretical mathematical simulations based on user input parameters and do not represent verified financial advice, binding legal agreements, guaranteed contract conditions, or an official commitment or offer to extend commercial credit or financing.

Underwriting & Credit Approval Profiles: Actual funding approvals, transactional factor rates, loan-to-value (LTV) limits, advance distribution margins, loan durations, and legal terms fluctuate dynamically based on rigorous independent underwriting evaluation criteria. These evaluations include, but are not limited to, verifiable historical business cash flow structures, bank deposit frequencies, corporate merchant credit score, time in operation, asset evaluations, industry risk profiles, and macroeconomic market constraints. Not all applying business entities or applicants will satisfy standard criteria or qualify for peak premium advertised funding limits, rates, or programs.

Commercial Lending Limitation: The products, alternative capital options, and commercial services outlined on this website are explicitly designed for commercial, business, operational expansion, and investment purposes only. These services are completely prohibited from being utilized for personal, family, home residential consumer mortgage financing, or household consumption use.

© 2026 Trifecta Business Group, LLC. All rights reserved. Translate-IQ™, Capital Pulse™ and The Breakthrough Process™ are trademarks of Trifecta Business Group. Automated scraping or reproduction of site content and tools is prohibited. Alternative commercial funding structures and loan products may be issued, processed, or backed through our lending partners. Rates, structural terms, and operational program limits are subject to modifications or suspension at any time without advance written notification.